Pan African Digital Wallet

We are building a Pan Africa Digital Bank, a mobile-first neo bank that will be the next generation of financial services for emerging markets. We are on an impact-driven mission to drive financial inclusion across Africa.

Financial inclusion means that individuals and businesses have access to useful and affordable financial products and services that meet their needs – transactions, payments, savings, credit and insurance – delivered in a responsible and sustainable way.


  • Around 2 billion people are without access to formal financial services.
  • Over 350 million financially excluded adults in Africa live cash to cash without the security of a financial account, credit/debit cards, or lending facilities.
Avofin Financial Services

Our Vision:

Our Vision is to bank the unbanked, bridging the gap on 57% of the African population that do not have a traditional bank account, and that are facing a financing gap of over $330billion.

Avofin Financial Services

What Sets Us Apart:

We provide inclusive financial services with last-mile technology that allows any one even in the remote parts of the country, with limited infrastructure and without internet-enabled devices to access our services at any time.



We use artificial intelligence (AI) and machine learning (ML) to build accurate credit scores and tailored financial products for people who don’t have a formal financial identity (unbanked), collateral or credit record.


Our low operating costs ensure we have affordable pricing for our customers. We developed customer-centric product offerings tailored to meet the needs of our target market.

Responsible Lending

We care about the privacy of our customers’ data and their security. We, therefore, automated algorithms to make sure that our customers don’t overextend themselves or fall into a debt trap and we have also built protective, efficient safeguards into the core of our technology.
Avofin Financial Services

Take control of your Finances

Pay, send, receive and manage your money with Avofin